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Retirement Planner in Chelmsford, MA · Serving Massachusetts & New Hampshire

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You’ve worked hard to build your savings. Now let’s build your retirement plan.

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Understand when you can retire, what you can afford to spend, and how your investments, Social Security, and pensions can work together to support you.

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​Work directly with Patrick Clark, CFP®, to create a personalized plan for retirement income, tax planning, and investment decisions.

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                A no-pressure conversation about your goals, your questions, and whether we’re a good fit.

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Put the pieces of your financial life together.

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Your investments, taxes, and retirement income all affect one another. A decision about one can change the others.

We help you understand how the pieces fit together and work through the questions that matter to you:

  • When can I afford to retire?

  • How much can I spend without putting my future at unnecessary risk?

  • How should I coordinate Social Security, pensions, and savings?

  • What can I do today to prepare for taxes, healthcare costs, and market changes?

Without a plan, you risk:

  • Running out of money too soon

  • Paying more taxes than necessary

  • Leaving your family with financial confusion

Meet Patrick Clark, CFP®

I’ve worked in financial services since 2007. You’ll work directly with me to understand your options, connect your investments with your retirement goals, and build a plan that fits your life.

Based in Chelmsford, I serve individuals and families throughout Massachusetts and New Hampshire, offering virtual meetings and in-person appointments at convenient office locations near you.

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How We Can Help

Retirement Financial Roadmap

Build a plan for turning your savings, Social Security, and pension into retirement income.

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Investment Management

Align your portfolio with your goals, income needs, and comfort level with investment risk.

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Financial Roadmap

Make informed decisions about saving, debt, education costs, and the financial priorities competing for your attention.

How it Works

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Start with a Call

Quick, no-pressure phone conversation to see if we’re a good fit.

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Build Your Financial Roadmap

Personalized plan covering retirement income, taxes and key financial decisions. Collaborative and ongoing.

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Keep Your Plan on Track

Through ongoing reviews, we’ll revisit your goals, assess your progress, and adjust your plan as your life and financial needs change.

Let’s Talk About Your Next Chapter:

  • Whether retirement is approaching or you’re planning ahead, we can help you understand your options and decide what comes next.

  • Start with a no-pressure conversation about what you want your money to do for you.

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I’m Patrick Clark, CFP®, helping families create clarity and confidence with their money. I work with clients across Massachusetts and New Hampshire, virtually or in Coworking spaces near you.

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Finance Roadmap Planning  
Phone: 978-967-7285

Office: 978-209-1850
Chelmsford, MA | Serving Merrimack Valley , Southern NH and beyond

 

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Past performance is not indicative of future results. This material is for informational use only and should not be considered investment advice. Investing involves risk. Principal loss is possible.

 The opinions expressed are those of Guardian Wealth Advisors, LLC. The opinions referenced are as of the date of publication and are subject to change due to changes in the market or economic conditions and may not necessarily come to pass. Forward-looking statements cannot be guaranteed. This should not be construed as tax advice. You should always consult with your tax professional with regard to specific tax questions and obligations.

 Investment advisory services offered though Guardian Wealth Advisors, LLC D/B/A Finance Roadmap Planning. Guardian Wealth Advisors, LLC (“GWA”) is an investment adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. More information about GWA’s investment advisory services can be found in its Form ADV Part 2 or Form CRS, which is available upon request.GWA-26-78

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