Welcome to Finance Roadmap Planning
We are dedicated to helping you create a solid financial plan for your future. Whether you're 2-7 years away from retirement or a high income earner struggling to manage your finances, we are here to help you every step of the way.
About Patrick CFP® | Educator | Family Man
Growing up in Westford, Massachusetts, I enjoyed a joyful childhood filled with neighborhood adventures and sports. Those early years instilled in me a love for exercise and the outdoors—passions that continue to shape my life today.
After attending UMass Lowell, I began my career at Pioneer Investments in Boston, where I received training in finance and customer service. While I valued my time there, the fast-paced city life wasn’t the right fit for me. I transitioned to BTS Asset Management, a boutique firm that aligned more closely with my values. In this role, I traveled across the country, working with hundreds of financial advisors and their clients to help retirees navigate their investment options.
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The birth of my first daughter shifted my perspective profoundly. Like many new parents, I sought life insurance, only to realize that the options presented were more beneficial to the salesperson than to my family’s security. This experience ignited my desire to work directly with clients, ensuring they received genuine guidance.
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In 2017, I became a Certified Financial Planner™ professional and officially transitioned to client-facing work in January 2021. My mission is to educate clients about their financial options and craft dynamic financial plans that help them achieve their goals. I’m a lifelong learner, continuously taking courses on Social Security and participating in industry-specific webinars to stay ahead of tax changes and opportunities for my clients. I also teach community classes on topics such as Social Security, Medicare, preparing for retirement, and balancing college expenses with retirement savings.
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I believe in transparency, collaboration, and communication, and I find great satisfaction in helping people gain confidence in their financial futures, especially as they approach retirement.
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When I'm not working, I cherish time with my wife and three children, who are actively involved in our local Chelmsford schools and activities. We love to travel internationally and explore unique cuisines, although our adventures have slowed since welcoming our little ones. Some of our favorite destinations include Ireland, Norway, Italy, and Greece, and we especially enjoy cruising.
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As a family, we also support my wife’s small business, Flicker and Twinkle, where she creates beautiful candles and body products. I’m always eager to connect with others, understanding their unique situations and aspirations as we navigate this journey together.
Who We Help
We help individuals who are 2-7 years away from retirement and high income earners who are looking for guidance in managing their finances.
How We Do It
We work with you to develop a comprehensive financial plan tailored to your individual needs and goals. We provide ongoing support and guidance to ensure that your plan remains on track.
What's in It for You
By working with us, you will have the peace of mind that comes with knowing that your financial future is secure. We will help you navigate the complex world of finance and provide you with the tools and knowledge you need to achieve your financial goals.