Learn how the Massachusetts SMART Plan sick and vacation payout works and whether deferring your lump-sum payout into the SMART Plan can help you manage taxes and strengthen your retirement strategy.

Massachusetts pensions no longer reduce Social Security in 2025, but your statement still misses key spousal, survivor, and filing strategy details. Here’s what to know.

When Will I Get My First Pension Check in Massachusetts? One of the biggest surprises and sometimes even a reason people delay retirement for state and town employees in Massachusetts is that your pension check doesn’t show up right away. In most cases, it takes 30 to 60 days or more after your official retirement date for your first payment to arrive. The delay happens because your employer has to send in your final payroll information before the Massachusetts Retirement S